The Best GiroPay Betting Sites

Top 3 GiroPay Bookmakers

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Tim E
GiroPay started because of some German banks' desire to provide customers with top-notch banking services. Banking transactions were painfully slow in the past, as people had to wait for days before processing payments. Also, they attracted lots of fees.

Alternative payment channels like cards didn't do much either. It led to the creation of GiroPay in 2006 to transform bank-to-bank online transfers and make them as instantaneous as possible.

Today, several online merchants have adopted this platform, making it seamless for people to send funds from their bank account to another without exposing their details. Many betting sites hoping to give users a more convenient wagering experience now offer GiroPay.

Here, we discuss GiroPay betting sites in detail, including how to select the top options, how to use the platform to make bets, the free and limits, and other tips.

The Best GiroPay Bookmakers

Several betting sites offer GiroPay as a payment option on their platform.

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If you select a GiroPay betting site, you need to look at some factors such as:

  • Does it offer GiroPay?

Since GiroPay is your desired payment platform, the key question is whether or not your desired sportsbook is among bookies that accept GiroPay.

  • Fees and Limits

GiroPay doesn't levy fees when making deposits or withdrawals. Also, it has no maximum or minimum limits on the figures it can process on its platform.

Thus, your sportsbook should also not unnecessarily restrict you. So, it is best to go for betting sites offering low fees and sufficient limits.

  • Bonuses and Promotions

Bonuses can boost your betting balance, making it possible for you to earn more. So, it is best only to select sportsbooks that offer rewards.

  • Safe and Secure

GiroPay has a reputation for safety and top-notch cybersecurity. However, these will be wasted if your sportsbook doesn't prioritize online security. Only bet with safe betting sites.

  • Credible and Regulated

It would help if you only bet with sportsbooks with licenses from credible regulatory authorities, as these will ensure that your best interests are always satisfied.

Make a GiroPay Deposit and Claim Your Bonus

Many online betting sites offer generous bonuses for new customers who make their first deposit using GiroPay. These bonuses can range from a 100% match bonus to a certain amount, free bets, spins, cashback, or loyalty points. Some examples of GiroPay betting sites that offer GiroPay deposit bonuses are Bet365, Betway, 888sport, Unibet, William Hill, and NetBet.

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You must have a German bank account supporting online banking with PIN and TAN authentication to get your bonus. You must also register with a betting site that accepts GiroPay as a payment method and meets your preferences and needs.

Once registered with a betting site, make your initial deposits using GiroPay.

Depending on the terms and conditions of the bonus offer, you may need to enter a bonus code or bet at least a certain amount.

How to Use GiroPay for Betting

If you want a secure and convenient way to pay online, especially for online betting, you might consider GiroPay.

To use GiroPay, you must have an online banking account with one of the participating banks. Most Sparkassen banks in Germany and several cooperative banks are participants in GiroPay. However, a lot of private German banks are not onboard GiroPay. You can check if your bank supports GiroPay on their website.

GiroPay works because when you select it as your payment option on any of the GiroPay bookmakers, you will be redirected to your bank's online banking portal when completing the transaction. There, you will see the payment details pre-filled, and you need to confirm the payment with your PIN and the Transaction Authentication Number (TAN). The payment will be processed instantly, and you will receive a confirmation from your bank and the betting company.

What Is GiroPay?

GiroPay is a popular payment platform in Germany and other countries that enables customers to make secure payments on the Internet using direct online bank-to-bank transfers. It is available to over 40 million people and powers over 16% of all online payments in Germany alone.

A key benefit of GiroPay is that it is super-fast, as there is no need to register or create an account when making payments. You also don't need to enter personal or financial data. Finally, you get instant transaction confirmation once you're done using the platform.

Because of the above benefits, GiroPay bookies are adopting the platform as an option for their bettors to make fast, secure, and seamless online payments. When you do sports betting with GiroPay, you can easily deposit into your betting account quickly. After recording some winnings, you can equally use it as the platform to process your withdrawals.

Making Deposits with GiroPay

If you want to make deposits into an account with any of the bookies that accept GiroPay, you can follow the steps below:

Steps Instructions
👨‍💻 Step One: Log in to Your Bookmaker GiroPay is not a separate payment app or wallet for opening an account. It is simply a channel through which you can process your bank-to-bank transfers faster.

So, the first step in the payment process is to log into your betting account at any bookmaker that accepts GiroPay.

Go to your betting platform's payments or cashier section. Select deposit and enter the amount you wish to deposit. Among the multiple deposit options on the betting app, select GiroPay.

Note that each GiroPay betting site may apply a deposit limit.

The fees for using GiroPay may vary depending on your bank, but they usually range from 0.8% to 2.95%, plus a fixed amount per transaction.

🖱️ Step Two: Select Your Bank

Now, since you're simply using GiroPay as a channel for your bank-to-bank deposit, you need to select your bank from the list of participating banks.

Not all German banks are on board GiroPay, and your bank must have adopted GiroPay for you to pay through its service.

Also, you must have an online banking account with one of these banks to use GiroPay.

💳 Step Three: Enter Your Online Banking Details

The next page on the payment interface should require you to enter your online banking details (like your PIN and TAN) and confirm the transaction.

Your bank will verify your identity and authorize the payment within seconds.

You will receive an instant payment confirmation and be redirected to your bookmaker account. The funds should appear on the GiroPay bookmaker account immediately.

Requesting Withdrawals with GiroPay

After making bets with GiroPay Sports betting sites and recording winnings, you must withdraw your funds regularly. Thankfully, GiroPay can help with that, and it promises the same fast and seamless experience as you get when making deposits into your GiroPay gambling account.

The steps are also simple, and they include the following:

Steps Instructions
👨‍💻 Step 1: Log into Your Betting Account Again, note that GiroPay is not a wallet that stores your funds. It is merely a payment processor through which you can send funds from one bank account to another quickly and securely.

So, if you want your withdrawal transactions to go through GiroPay, you must log into any account with GiroPay online betting sites. Go to the banking/payments portion on the website or app, and select “Withdrawal.”

🖱️ Step 2: Select GiroPay as your Withdrawal Method

Even though these are online gambling sites with GiroPay, they usually offer other payment options. So select GiroPay from the drop-down, and enter the amount you want to withdraw. The minimum and maximum amounts may vary depending on your betting site.

💳 Step 3: Enter Banking Details

You will be redirected to a secure page where you need to enter your bank details and confirm the transaction with a PIN or TAN code. These codes are generated by your bank and ensure that only you can authorize the payment.

It ensures your safety so no malicious parties can tamper with your account.

The money will be transferred from your betting site account to your bank account within a few business days. The withdrawal time may depend on your bank’s processing speed.

Fees and Limits

If you want to enjoy the fast and secure payments available at GiroPay, you have to pay some fees for using the service, but the total costs you will pay will depend on your bank and betting site. Generally, GiroPay charges a fee of 0.9% + €0.08 per transaction when you make deposits or withdrawals through the platform.

Note that some GiroPay gambling sites may also charge fees when you withdraw with GiroPay, bringing your total costs to around 1% to 3% of the transaction amount. These fees are usually deducted from your deposit/withdrawal amount, so you may receive less than expected.

As for limits, GiroPay does not limit the number of transactions you can make with this payment method. Also, there are no caps on the amounts you can deposit or withdraw through the service. However, your bank or betting site may impose some limits on the amount you can transfer per transaction. For example, some banks may allow you to transfer up to €15000 per transaction with GiroPay. Then, some betting sites may have lower or higher limits.

Countries Where GiroPay Can Be Used for Sports Betting

GiroPay can be used for sports betting in any country where GiroPay is available for transactions. So, anywhere GiroPay is legal, you will likely find sportsbooks that permit online betting with GiroPay.

Note that for GiroPay to be widely available in any country, the country's banks must be on board with the platform.

Some of those countries where you find a decent number of banks accepting GiroPay include:

In most of these countries, you will find betting sites that support GiroPay transactions.

GiroPay Betting Apps

Several betting platforms offer GiroPay as a payment service because it allows their customers to make deposits and withdrawals quickly and securely, directly from their bank accounts, without them having to share any personal or financial information with third parties.

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Thankfully, some of these betting companies offer mobile apps available for Android and iOS devices. Through these apps, bettors access various sports markets, competitive odds, attractive bonuses and promotions, and customer support from their smartphones or tablets. Moreover, they get to make bets comfortably on the go.

GiroPay Alternatives for Betting Online

GiroPay enables convenient and secure payments for online betting, but it is not the only option available. Bettors can use other payment methods that suit their needs. Some of the most common GiroPay alternatives for betting online are:


Most online betting sites widely accept credit/debit cards, especially when powered by the most known card processors like MasterCard or Visa. Cards equally offer the fast and easy transactions that you get with GiroPay. However, some credit card issuers may charge fees or block gambling-related payments, so checking with your bank before using this method is advisable.

Card fees can also be on the high side.


E-wallets allow you to store and transfer money online without revealing your bank details. GiroPay is simply a software that enables you to connect funds from one bank to another. However, E-wallets serve as a cooler, faster, tech-driven semi-bank.

Some of the most popular E-wallets for online betting are PayPal, Skrill, Neteller, ecoPayz, etc. Benefits you get from E-wallets include high security, fast deposits and withdrawals, low fees, and, in some cases, exclusive bonuses. However, they may also charge transaction fees or often limit how much you can deposit or withdraw. So, GiroPay beats them in this regard.


Cryptocurrencies have risen in popularity recently both for investment purposes and to conduct fast, cheap, seamless transactions. Cryptos offer endless benefits, but the most fascinating is the security. You get to anonymize every part of the transaction and your identity so nobody can get your sensitive financial details.

Some of the most common options for cryptocurrency betting include Bitcoin, Ethereum, Litecoin, Binance Coin, and Tether (USDT).

Note that one major downside of transacting with Crypto is their high volatility, which means they experience excessive price fluctuations that can decrease the value of your holdings. Other risks include being susceptible to hacking, theft, and the fact that there is no definite legal provision on crypto usage.

Banking Methods

You can use third-party bank-to-bank transfer platforms like GiroPay to deposit and withdraw at betting platforms. One of the most common is Trustly.

How to Stay Safe When Betting with GiroPay

GiroPay does enough to ensure your bet safety, but you can't be too safe. So it is best to take additional security steps. These tips should help:

  • Only Use Secure Sites and Apps


When choosing online betting sites that accept GiroPay, ensure they are licensed, regulated, and reputable. Then, check how well they take cybersecurity seriously. You can check for signs like if their website has the HTTPS protocol and SSL encryption (represented by a padlock icon). Also, consult their privacy policy and customer reviews to ensure they are secure enough.

  • Avoid Public Networks


You should also avoid using public Wi-Fi networks or shared devices when paying GiroPay, as malicious parties can access your details through this.

  • Beware of Phishing Emails


Phishing emails are fraudulent messages that trick you into revealing your personal or financial information by pretending to be from a legitimate source like your bank or GiroPay. You should never click on any links or attachments in these emails or provide any details they ask for. If you receive a suspicious email claiming to be from GiroPay, delete them immediately.

  • Regularly Check Your Financial Reports


You should always monitor your reports, like bank statements, to look for any unauthorized or unusual transactions made with GiroPay. It would help if you recorded your payment confirmations from GiroPay for future reference, especially in failed transactions. If you notice anything suspicious, you should contact your bank immediately.

  • Use a Strong Password


You should use strong and unique passwords when creating your online banking or betting account. Also, change your passwords regularly and never share them with another party.

New Bookmakers that Accept GiroPay

Some betting sites offering GiroPay as a payment option are credible platforms in the market for a while. However, if you are looking for some new bookmakers that accept GiroPay, here are some options:

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Launched in 2020, BetDukes is a new online betting site offering a wide range of sports markets, competitive odds, attractive bonuses and promotions, and customer support.


Powbet also started in 2020. Some of its amazing offers include a modern and user-friendly website and app, various sports events and live betting options, generous welcome offers, loyalty rewards, and live chat support.

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LibraBet is not entirely new, as it has been in the market since 2018. It has a sleek and elegant design, a rich selection of sports markets and casino games, lucrative bonuses and tournaments, and professional customer service.


Starting operations in 2021, BritainBet focuses on UK players but is equally active across Europe. In addition to a wide range of betting options and a betting app, the platform is well-regulated as it operates under the Malta Gaming Authority and UK Gambling Commission.

BritainBet Review

Is It Worth Using GiroPay for Betting Online?

Whether or not using GiroPay is worth it will depend on the level of benefits and downsides that it offers. Here, we cover its disadvantages and advantages:

  • Speed and Ease
  • If you want to make payments fast, you should consider GiroPay. The platform lets you make deposits instantly without registering or creating an account with GiroPay.

  • Simple to Use
  • GiroPay doesn't place various burdens on users as other payment platforms do. For instance, you don't have to undergo any verification or apply for a card to conduct payments.

  • Security and Reliability
  • You don’t need to share your bank details or personal information with the betting site. GiroPay uses high-level encryption and authentication procedures to protect your transactions.

  • Mostly Free
  • Unlike other payment platforms that levy fees, you don’t have to pay any fees for using GiroPay as a deposit method. Most betting sites don’t charge any fees for accepting GiroPay payments.

  • Wide Acceptance
  • Several GiroPay betting sites exist, especially in Germany and other European countries.

  • Significant Restrictions
  • Your bank has to be on board the GiroPay platform for you to use the service. Unfortunately, mainly banks in Germany and only a few from elsewhere are partners with GiroPay.

  • Not Compatible with Some Bonuses
  • Some betting sites offer bonuses or promotions for a specific transaction method. Unfortunately, our reviews suggest that few GiroPay bookmakers offer GiroPay as a deposit method.

  • Difficulty with Withdrawals
  • GiroPay is great for deposits but has significant withdrawal issues. Often, you need to choose another payment method for cashing out.

GiroPay Betting Brief History

GiroPay launched in 2006 and aimed at enabling German users to make online secure payments using direct transfers from their bank accounts. It was founded by GiroPay GmbH, a company owned by several German banks.

GiroPay accounts for about 10% of online transactions in Germany and has helped 17 million online banking users. In December 2020, GiroPay GmbH was acquired by pay direct, another German online payment service owned by several banks.

GiroPay Overview

We can say that GiroPay is similar to leading payment methods like iDEAL in the Netherlands, Interac in Canada, and Zelle in the US.

Some things to know about GiroPay include:

  • GiroPay can be used for sports gambling in Germany and European countries where online gambling is legal, such as Austria, Belgium, Netherlands, Switzerland, and the UK.
  • GiroPay accepts EUR as its main currency, but some betting sites may also receive other currencies such as GBP, USD, CHF, or SEK.
  • GiroPay supports German as its primary language, but some betting sites may offer other leading European languages like English, French, Spanish, or Italian.
  • GiroPay alternatives for online betting include other online payment methods such as PayPal, Skrill, Neteller, Paysafecard, or credit cards.
  • The most popular and legal online bookmakers that accept GiroPay include Bet365, Betway, 888sport, Unibet, William Hill, and NetBet.

Bottom Line

If you need fast and secure payments into your betting account, consider GiroPay. In addition to security, you are guaranteed simplicity and ease. However, it would help if you thought it was not widely available since it has geographic restrictions. So, if you're not using a partner bank, you won't be enjoying these offers.

Need a bookie that accepts GiroPay?

Frequently Asked Questions

  • Which is the best GiroPay betting site?
    No one ranks highest among the “best GiroPay betting sites.” It is because the various platforms have their strengths and weaknesses. So choose anyone that serves your needs best.
  • What is GiroPay?
    GiroPay is a Germany-based payment platform that makes bank-to-bank transfers faster and more secure without exposing your banking details.
  • Is GiroPay safe to use for online betting?
    Yes. One of the main value propositions of GiroPay is security. The platform uses some of the most advanced encryption and authentication protocols to keep your details secret from malicious parties. You are also safe from fraud as GiroPay has fraud protection policies that guarantee every transaction.
  • Does GiroPay store my financial details?
    No. GiroPay is an intermediary between your bank and the online betting site. It does not require creating an account or sharing personal or financial information with third parties.
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    Tim E
    Betting Guru

    Tim is our betting guru. Every gaming site needs one, and Tim’s our guy. He has plenty of experience in betting online and is quite successful at it. Tim’s favorite sports are hockey, baseball, and Esports. Tim believes the latter to be the future of betting.

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